The bulk of your coverage will expire in years when you are. The remaining Black History Month shirt will expire in years when you are. You are highly likely to outlive your term policies.So, your agent is trying to tell you to rethink your long-term plan. Rethink it even more if your health isn’t what it used to be. If your term policy is convertible, in whole or part, to permanent insurance that will be in-force for your whole life, even if you live beyond age , seriously consider converting some of your term life insurance to a permanent policy.Life insurance is a unique financial product. If term insurance is in-force at the time of death, it does its job as well as whole life insurance. The problem is that people often outlive term insurance. If you would like to have even a small amount of tax free, probate free cash readily available at the time of your death, consider your agent’s proposal.that doesn’t mean you walk away with a free beer, it means the waitress gets a bigger tip.
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Usually the hosts, young kids with a hospitality degree, Official Betty Crocker Petty Crocker Black History Month shirt it up and forget to toast the fallen, etc. I don’t yell at the kids, I take the risk of looking like an ahole and saying ‘Could I ask for a second of your time’ and then make the toast or ask for introductions with branch and time. etc. When I was active duty Squid stationed on a Marine Corps base) my Jarhead friend of mine and I met these two high school senior girls was only at a river party. We were having a blast.These girls were too wasted to drive so my Marine buddy took the keys and drove with his lady in front seat while me and my lady we’re in the back.